Bank Analytics & Regulatory

Overview

Our Bank Analytics suite is designed to provide comprehensive tools for managing the unique challenges faced by depository institutions. Built on deep expertise in regulatory frameworks and bank balance sheet dynamics, these products are designed to help banks navigate stress testing requirements, optimize asset-liability positioning, manage interest rate risk, and understand deposit behavior.

We bring institutional-quality risk management and balance sheet optimization to community and regional banks with interfaces your team will actually use and implementation timelines that make sense.

Products in This Category

Stress Testing Models

Comprehensive stress testing models for banks to evaluate portfolio resilience under adverse economic scenarios.

Key Capabilities:

• Scenario-based stress testing aligned with regulatory requirements
• Custom stress scenario builder for institution-specific risks
• Portfolio-wide impact analysis across all asset classes
• Regulatory reporting outputs formatted for examiner review
• Historical scenario replay and comparison

Why It Matters: Navigate regulatory requirements with confidence while gaining genuine insight into your institution’s risk profile under adverse conditions.

Asset-Liability Management Models

Asset-liability management models to help banks optimize their balance sheet structure and manage duration mismatch.

Key Capabilities:

• Duration gap analysis with intuitive visualizations
• Rate shock simulation across multiple scenarios
• Portfolio optimization recommendations
• Balance sheet restructuring scenario analysis
• Integration with existing ALM committee workflows

Why It Matters: Move beyond spreadsheet-based ALM to a modern platform designed to provide actionable recommendations for optimizing your balance sheet.

Interest Rate Risk Models

Interest rate risk modeling suite designed to help banks understand and manage their exposure to rate movements.

Key Capabilities:

• Comprehensive duration risk assessment
• Rate shock portfolio analysis (parallel and non-parallel shifts)
• Net interest margin forecasting
• Hedging strategy evaluation and optimization
• Sensitivity analysis across the yield curve

Why It Matters: Understand exactly how rate movements will impact your earnings and capital position before they happen.

Deposit Profitability & Beta Models

Deposit profitability and behavioral models to analyze deposit base stability and pricing sensitivity.

Key Capabilities:

• Deposit beta calculation and forecasting
• Customer segment profitability analysis
• Deposit retention modeling under stress
• Pricing optimization recommendations
• Competitive positioning analysis

Why It Matters: Your deposit base is your most valuable asset. Understand its behavior under different rate environments and optimize your pricing strategy accordingly.

Why DataFrame Labs for Bank Analytics

Speed of Delivery

We implement in weeks, not quarters. Our modern architecture and focused approach mean you get working solutions fast, with rapid iteration based on your feedback.

Right-Sized for Your Institution

Purpose-built for banks under $100B who need more than spreadsheets but don’t need a seven-figure enterprise platform. Get institutional-quality analytics without the institutional timeline or price tag.

Modern Technology

Cloud-native, API-first design with interfaces your team will actually want to use. No legacy systems, no technical debt, no training nightmare.

Deep Expertise

Our team has direct experience with bank balance sheets, regulatory frameworks, and the specific challenges facing community and regional banks. We speak your language.

Delivery Options

• API & Data Feeds - Integrate directly with your existing systems
• Interactive Dashboards - Web-based tools for analysis and reporting
• Managed Reports - Regular outputs formatted for boards and examiners